So, you are considering medical tourism as an option. Here
are 5 issues you should consider before booking that flight.
1. Insurance:
Most U.S. health insurance companies only cover procedures done in the
patient’s home network coverage area. They generally do not cover procedures
performed in foreign countries, which means that the trip and the procedure are
out-of-pocket expenses. The continual
increase in medical tourism, however, is forcing some insurance companies to
change their stance. One U.S. insurer is offering to waive a $3,000 deductible
for very expensive, hip surgeries, if the surgery is done overseas. In fact,
insurance companies will probably jump on the medical tourism bus within the
next decade or so, if they can see a way to save their money on your care.
2. Malpractice
Laws: Be advised that the main reason medical procedures are so inexpensive
overseas is partially due to the lack of medical malpractice insurance. Doctors
and hospitals pass those savings on to you. The lack of coverage does not mean
they are necessarily doing anything wrong. Quite the contrary. It just means
that the laws governing malpractice in foreign countries are very different
than those in America. Translation: You have no recourse to sue.
3. Recovery
Issues: Medical professionals in the United States have expressed concern that
patients will be rushed through recovery and forced back onto a plane. This is
unlikely but make sure you schedule enough vacation time to be able to recovery
completely. It is also important to note that doctors always recommend keeping
scars out of direct sunlight for the first 12 months after surgery. It helps
the healing process and to minimize the discoloration. So, do not plan on
spending your recovery in a lawn chair at the pool.
4. Traveling
Home: When you are fully recovered, another concern arises with long,
international flights and the risk of blood clots. Discuss any concerns you
have with your doctor but it is always a good idea, post-op or otherwise, to
get up and walk around every hour on long flights to maintain proper blood
flow. You could also spend some of the money you saved on upgrading to pricey
first-class seats. Airline seats are notoriously cramped but first-class can
offer considerable more legroom.
5. Follow
Up Care: Under normal circumstances, a patient schedules several check-ups with
their doctor after surgery, sometimes as far out as 12 months post-operative.
This can be difficult when the surgeon is in Phuket and you are in
Punxsutawney. Be sure to ask your primary care physician if they can perform
follow-up care or inquire with your medial travel agency on their standard
protocol.
The advantages to medical tourism are very real but so are
the risks. Be sure you weigh out the pros and cons before making your decision
to go ahead with surgery. If you feel the advantages are greater than the risks
then it's time to pick your location and book your flight.
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